Moving In With Mom?

My fiance, Chris, and I had an exploratory discussion about what we want to do in the near future regarding our housing situation. We currently rent a 750 square-foot apartment for $1000 per month. It's a second floor walk-up with easy access to the highways and centrally located near the center of town and shopping centers in two directions. We have a huge living room and bedroom. The kitchen and bathroom are on the small end, but it's okay for the two of us and our dogs. It's lacking a fenced in yard and we share the driveway with two neighboring houses. So it wouldn't be a home we settle down with a few kids.

We had brought up the subject many times in the past, but with our wedding coming up soon, it's more than a passing thought. It's the beginnings of our future home plan.

Decision: High-Yield Savings Account

It's been a while since I last post. I had a few good topics to write about, but finding the time to write them is getting a bit harder. I might have mentioned that I'm moving to a new apartment at the end of the month. That's one step in the right financial direction - I'll be saving $237/month in rent. Yay! I've been packing some of my possessions and trying to assess what I should throw out. It's a very hard decision to make. Seems like I'm having a hard time making decisions this month.

I want to open up a high-yield savings account. After doing a lot of research over the past two weeks, I decide go with the Personal Savings from American Express High-Yield Savings account. I like that they have no minimum balance requirements and no fees. They're interest rate is currently 1.30% which is good, but not great. I think it's more for the piece of mind. It's definitely a high rate than the 0.1% I was getting at Bank of America (BoA) for my regular savings account. I hope this will be a good online banking experience without any hassles. I might put some of my emergency fund money in a CD through American Express in a year. We'll have to see about that.

Now that I made that decision I feel better. Okay, I'm off to make dinner.